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Our team will be able to analyze how you stand financially, and recommend a variety of products to accommodate your needs. Shown below are a few ways our team can assist you:

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  • Create and manage your retirement and non-retirement accounts.

  • Find a life insurance policy that fits your budget and coverage.

  • Assist you in preparing a will, trust, or other estate planning documents.   

Our services derive from the six areas of financial planning shown below. Depending on your situation, we will go over each area to recommend any adjustments or plans to pursue your financial goals.

Investment Planning

  • Asset allocation

  • Education Planning 

  • Risk tolerance

  • Tax implications

  • Diversification strategies

  • Marketing timing issues

  • Cost basis

  • Dollar-cost averaging

Retirement Planning

  • Minimum distributions

  • 401K's

  • IRA's

  • Social Security

  • Roth conversions income streams

  • Income streams

  • Health care

  • Risk tolerance transition

  • Timing issues

Protection Planning

  • Umbrella Liability

  • Life Insurance

  • Medical Health

  • Beneficiary designations    

  • Policy status

  • Disability options

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Tax Planning

  • Tax reduction

  • Tax deferral

  • Tax diversification

  • Qualified/Non-qualified investments

  • Filing status

  • Business Ownership

Financial Position

  • Cash reserve strategies

  • Debt management

  • Cash flow management

  • Discretionary income

  • Net Worth

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Estate Planning 

  • Estate balancing 

  • Capital transfer

  • Asset ownership

  • Trusts

  • Wills

  • Trust funding

  • IRD

  • Succession planning

  • Estate liquidity

 LPL Financial Representatives offer access to Trust Services through The Private Trust Company N.A., an affiliate of LPL Financial. LPL Financial does not provide tax advice. Clients should consult with their personal tax advisors regarding the tax consequences of investing.

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